Built in 2020, this impeccably maintained home showcases a dedicated office on 1st floor & spacious loft upstairs, offering versatile living spaces to suit your needs. Unlike the standard base model, this home comes equipped w/$30k worth of upgrades! Open-concept layout invites you to a modern kitchen featuring quartz countertops & beach-inspired backsplash. Bathrooms boast quartz & custom tilework, adding a touch of luxury throughout. With ALL appliances included, this turnkey property is ready for you to call home. Don't miss your chance to experience the epitome of Florida living w/spectacular amenities including: resort-style swimming pool w/waterslide, playground, fitness center, splash pad & sport courts for basketball, tennis & pickleball. Eligible for USDA financing, this home is an ideal choice for first-time buyers, offering the opportunity for a $0 down loan. Zoned for top-rated schools & located within close proximity to restaurants, shopping, movie theatre, hospital, and conveniences with easy access to highway and just a short commute to NAS Jax, VA Clinic, beaches, downtown & more. Schedule your tour today! Check out the Features List and Pine Ridge Community Flyer!