This spacious 3/2 sits on an oversized lot just outside of town, offering the perfect balance of privacy and convenience. Step inside to find fresh interior paint and brand-new carpet throughout, creating a clean and move-in-ready feel from the moment you enter. Brand new updated tile shower adds modern comfort, while the covered porch provides the ideal spot to ease into your mornings or unwind in the evenings. A whole-home water filtration system adds everyday value and peace of mind. Enjoy the privacy of a rural setting with no HOA, with the comfort of paved roads. Perfect central location for quick commuting to Palatka, Orange Park, Jax, or Gainesville. Zoned for ''A'' rated McRae Elementary and ''B'' rated KHHS. Home qualifies for 0 down through DPA.