Owner financing available! This charming 3-bedroom, 2-bath home offers upgraded finishes and comfortable living with desirable indoor and outdoor features. Enjoy relaxing on the spacious rear and side porches while the privacy-fenced yard provides a peaceful setting for family, pets, and entertaining. Inside, you’ll find new vinyl flooring, a beautifully updated primary suite with a walk-in tile shower, new finishes in both bathrooms, new appliances, and a new split A/C unit for efficient comfort. Located in a community with a low voluntary HOA membership paid annually, owners enjoy private access to spring-fed Lake Hutchinson, a 103-acre clearwater lake popular for fishing, boating, and water sports, plus access to the private clubhouse. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers flexibility and value. Short-term rental potential makes it an excellent option for income-producing use.